Personal Solutions

We provide individuals and families with innovative, cutting-edge products and services to help them grow, protect and conserve their wealth through all stages in life. Taking into account your needs, goals and tolerance to risk, we will work with you to bring clarity to where you’re going and how to get there. Some of our key services are detailed below.

Wealth Strategies and Retirement Planning

We work with our clients to design and implement a variety of accumulation and retirement income strategies, offering insurance products and other financial solutions. We offer a consistent process to help ensure financial strategies reflect your goals, risk tolerances and time horizon. We then monitor your strategy on a continual basis, and adjust and evolve as your needs change.

Questions we'll help you address:

  • What are my goals?
  • Where do I stand regarding these goals right now?
  • What do we need to change to increase the likelihood of attaining these goals from a financial perspective?


For those of you who are parents that hope to help your kids address the cost of college, we help you prepare for this financial challenge keeping in mind your future retirement, other family financial needs, and how other sources of financing may fit in, such as scholarships, financial aid and gifted money from other family members.

Estate Planning

A well-engineered estate conservation plan can help minimize tax liability and ensure that loved ones are protected. We will work with you and your other professionals to assess the impact of state and federal taxes on your estate and suggest strategies to help minimize those taxes while meeting your personal philosophies and family needs.

Asset Protection

There are numerous financial strategies and retirement income solutions that we can help you accumulate assets for the future, shield your business and personal assets from liabilities, and safeguard asset transfer to children and grandchildren. We can help you figure out what the right course of action is for your specific situation and objectives.

Charitable Planning

Charitable planning allows you to support the organizations and causes that matter to you, while often providing immediate income streams and reducing your tax burden. Numerous charitable giving strategies exist, and we can help you design and execute a charitable giving strategy that is in alignment with your personal and philanthropic goals.

Disability and Extended
Care Needs

To execute a sound retirement strategy, asset and income protection are a must. Designing a plan that encompasses managing costs for extended periods of care and disability insurance1 can help create the necessary balance in a portfolio to ensure stability and protection of assets.

1Products available through one or more carriers not affiliated with New York Life Insurance Company, dependent on carrier authorization and product availability in your state or locality.

401(k) and IRA Rollovers

When you leave a job or retire, you have a decision to make regarding your 401(k) money. While leaving those assets in the former employer’s plan is an option, a rollover can be a consideration. Working with your tax advisor, we can help you determine the right course of action for you, among which include: leaving the funds in your existing plan, if permitted, or rolling them into your new employer's plan, if one is available and rollovers are permitted. Each choice offers advantages and disadvantages, depending on your specific needs and retirement plan, such as the desired investment options and services, applicable fees, expenses, and withdrawal options, as well as required minimum distributions and tax treatment of applicable options.